June 13, 2024

Microsoft introduced a brand new Xbox Mastercard immediately. Cardmembers can earn factors on purchases to redeem on video games within the Microsoft Retailer. The cardboard will launch solely for Xbox Insider Program members within the US on September 21, however it’ll open to all US-based Xbox customers subsequent yr.

The fruit of a partnership between Microsoft and Barclays, the cardboard (unsurprisingly) encourages you to purchase Xbox content material. The Mastercard will give customers one reward level for every greenback spent on on a regular basis purchases. However the incentive grows to 5 factors per greenback spent on the Microsoft Retailer. As well as, purchases made at some streaming (together with Netflix and Disney+) and eating (together with Grubhub and DoorDash) companies will earn three factors per greenback. Reward factors are every price a penny to be redeemed on Xbox video games and add-ons, so when you pay $1,000 for normal purchases utilizing the cardboard, you’ll earn the equal of $10 in factors for brand new video games.

Five Xbox Mastercard credit cards lined up in a centered horizontal row against a white background.


The cardboard can be out there within the 5 “iconic designs” seen above, and you’ll optionally personalize it along with your Xbox Gamertag. The corporate says it’ll work with contactless funds and digital wallets, and customers will get free entry to their FICO credit score rating. The Xbox Mastercard’s phrases and situations say its APR may be 20.99%, 26.99% or 31.99%, relying on the outcomes of a credit score pull.

Microsoft has a couple of further perks for signing up and utilizing the cardboard. It says you’ll obtain a bonus of 5,000 card factors (a $50 worth) after your first buy with the cardboard. Members can even obtain three free months of Xbox Recreation Move Final after utilizing the Mastercard for the primary time — and you’ll switch it to a good friend when you’re already a subscriber.

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